Launch your own payment product. We power the rails.
If you want a branded payment business — your dashboard, your merchants, your margins — Paytone gives you a complete platform underneath. Skip the eighteen-month build and start onboarding merchants this quarter.
Two ways to put payments under your brand.
Different ambitions, the same underlying platform. Pick the one that matches your business model.
Become a PSP
Operate a payment service business under your own brand. Onboard merchants, set pricing, run risk and reporting, and own the customer relationship end to end. We provide the infrastructure, the acquirer connectivity, and the operating tools. You provide the brand, the sales motion, and the merchant book.
Embed payments into your product
Add a payments layer inside an existing vertical SaaS, marketplace, or platform. Your customers see your brand and your pricing; you capture the margin between what acquirers charge and what you charge them. The platform stays invisible.
Everything a PSP needs, ready to brand.
Six core systems that would each be a multi-quarter build if you tried to assemble them yourself.
Branded dashboard
A full merchant-facing dashboard with your logo, colors, and domain. Transaction history, analytics, refunds, and API keys — without writing a frontend.
Merchant onboarding
Sign-up flows, document capture, verification orchestration, and underwriting status — built to support your acceptance criteria.
Pricing controls
Per-merchant pricing on cards, APMs, and payouts. Tiered structures, promotional periods, and per-method overrides — managed without engineering involvement.
Risk tooling
Configurable rules, velocity checks, chargeback monitoring, and merchant-level risk views. Catch problem merchants before the schemes do.
Reporting
Volume, take rate, by-merchant performance, settlement reports, and exportable data feeds. Finance and product on the same numbers.
Partner support
A dedicated technical contact, joint roadmap visibility, and incident response built around your operating hours and SLAs.
The terms of the partnership, in plain language.
A summary of how the partnership works in practice. The exact numbers depend on your volume, geography, and risk profile — but the structure is consistent.
No surprises on data ownership, branding control, or what happens if you want to leave. We expect every partner to ask these questions, and we have answers ready.
- Revenue share
- Transparent platform fee against your merchant pricing. You keep the margin you build into your sheet.
- Control over branding
- Complete control. Dashboard, emails, hosted checkout, and customer-facing surfaces carry your brand only.
- Merchant data ownership
- You own the merchant relationship and the data. Paytone processes it as a sub-processor under your terms.
- Support boundary
- You handle merchant tier-1 support. We handle infrastructure incidents and acquirer-side issues. Defined escalation path between the two.
- Onboarding time
- Typical partner goes live in 6–10 weeks from kickoff to first processed merchant, depending on regulatory profile.
- Exit & portability
- Merchant data and configuration are exportable. You can take your book to another platform with reasonable notice — no contractual lock-in on the data itself.
Talk to partnerships.
Share your business model, your target merchant segment, and the markets you want to operate in. We will come back with a partnership structure and a launch timeline within a week.