High-velocity payments built for the long session.
Paytone provides payment infrastructure to licensed iGaming operators. Deposit approval, real-time failover, and fast withdrawals are not features — they are the product. Every layer is engineered around that.
Three numbers that decide the night.
An iGaming operator runs on three payment metrics. When any of them slips, lifetime value goes with it.
Uptime
A payment provider that goes down during peak hours costs you the rest of the session. Single-PSP setups have a single failure mode. Real uptime requires automatic failover across multiple acquirers and methods, decided in real time.
Deposit approval
Issuers in some markets decline gaming MCC traffic by default. Approval rate becomes a function of acquirer choice, BIN-level routing, and the descriptors and 3-D Secure flow the provider supports — not just the customer's card.
Fast payouts
Withdrawal speed is one of the most-cited reasons a player chooses one operator over another. A payout that takes three business days has already lost the next deposit. Instant rails, where they exist, change the relationship.
Operator-grade payment infrastructure.
Designed in consultation with payment operations teams running licensed iGaming businesses across regulated markets.
Real-time provider failover
When a provider degrades or hits a quota, traffic shifts to the next-best acquirer mid-flow. The customer never sees the failure.
Deposit approval optimization
Per-BIN routing, descriptor tuning, and acquirer-specific 3-D Secure flows configured for gaming MCC traffic.
Fast payout flows
Instant card payouts, faster bank rails, and configurable payout policies for VIPs versus standard accounts.
KYC/AML integration hooks
Connect your existing KYC and AML vendors, surface verification status to the payment layer, and gate flows on outcomes.
Multi-currency
Accept and pay out in the currencies your licensed markets require, with FX and settlement managed centrally.
Transaction monitoring
Configurable rule engines for velocity, deposit-pattern, and pre-payout checks aligned to your compliance framework.
Controls operators and auditors look for.
A baseline of risk and compliance tooling that fits inside an existing regulated-operator framework — without forcing a new vendor stack.
- Compliance-aligned monitoring — transaction screening, velocity rules, and pattern detection designed to support AML, responsible gaming, and license-condition controls.
- Configurable risk rules — adjust thresholds and triggers per market, per acquirer, and per customer tier without engineering tickets.
- Audit trails — every routing decision, retry, and payout recorded with signed, immutable history available via API and dashboard.
- Source-of-funds context — payment metadata, BIN, geo, and method are surfaced to your KYC and AML pipelines for ongoing monitoring.
- Role-based access — separate permissions for ops, finance, risk, and engineering, with SSO and full action logging.
Methods built for the gaming session.
A mix that covers fast deposits, fast withdrawals, and the methods regulated players actually choose.
Card payments
Deposit-tuned card flows with BIN-level routing for gaming MCC traffic and configurable 3-D Secure behavior.
ExploreMobile wallets
One-tap deposits where regulators and schemes permit gaming acceptance — high approval, low friction.
ExploreOpen banking
Instant pay-by-bank deposits with strong customer authentication baked in — popular in EU regulated markets.
ExplorePayouts
Fast withdrawals to cards, bank accounts, and wallets — including instant rails where they are available.
ExploreTalk to our iGaming team.
Tell us which markets you are licensed in, your current deposit approval rate, and your payout-speed targets. We will come back with a concrete routing and payout architecture for your operator stack.