Payouts

Push money out. To anyone. Anywhere.

Pay sellers, contractors, players, partners, and merchants through the same control plane you collect payments on. Cards, bank accounts, and wallets — single payouts or batches — with reconciliation built in.

Payout types

Four destinations, one payout object.

Whatever the recipient prefers — card, account, wallet, or a list of accounts — Paytone exposes a single payout object so your code doesn't fragment.

Card payouts

Push-to-card payouts to eligible debit cards through Visa Direct and Mastercard Send rails, surfaced through the standard payout lifecycle.

Bank payouts

SEPA, SEPA Instant, ACH, Faster Payments, Interac, and SWIFT for cross-border. Same lifecycle as your collections, in reverse.

Wallet payouts

Disburse to wallet schemes that support inbound transfers — instant where the scheme allows, with the same status events as bank payouts.

Mass payouts

Submit hundreds or thousands of payouts in a single batch, with per-payout lifecycle webhooks and aggregate batch settlement reporting.

Built for operators

The features payout operators actually need.

Payouts come with their own operational shape — scheduling, FX, recipients, and reconciliation. Paytone wires those concerns into the platform, not into your application.

Batch payouts

Upload or submit batches via the API, monitor per-item status, and download settlement reports for the entire batch in one operation.

Scheduling

Schedule payouts for a specific date or recurring cadence. Useful for payroll, partner settlements, and treasury-driven flows.

Payout webhooks

Per-payout state changes — created, submitted, settled, returned, failed — surface as signed, idempotent webhooks with retry semantics.

Recipient management

Store recipients with their preferred methods. Verify accounts, run sanctions checks, and reuse recipient profiles across payouts.

FX transparency

Quote, lock, and report on FX rates per payout. Recipients see the amount they'll receive, and you see the rate you paid.

Reconciliation

One report set spans inbound payments and outbound payouts. Finance teams reconcile both sides through the same data surface.

Get started

Run payouts on the same platform.

Tell us how you pay people today — sellers, players, partners — and what the next twelve months look like. We'll show you what payouts on Paytone would change.